Not Every Couple Has a Budget of 500 Crores For Their Wedding

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Not Every Couple Has a Budget of 500 Crores For Their Wedding

Your fiance and you have decided to tie the knot and get married and have dreamed up the perfect wedding. Not everyone can spend 50 Million Pounds on a wedding as Mr. Pramod Mittal the younger brother of Steel tycoon Lakshmi Mittal did for his daughter’s wedding in spectacular Barcelona recently! So before you go ahead with anything else, you and your fiance must decide the big question: How are you going to finance it?

In the bygone era, within an arranged marriage scenario, it was a foregone conclusion that the parents would pay for all the marriage expenses. Typically the bride’s family would pay for the engagement ceremony, the mehendi ceremony, the sangeet, other traditional ceremonies and also meals! The bride’s father would also pay for the lodging and accommodation of all the outstation wedding guests not to mention the bride’s trousseau, and of course buy gifts for the bridegroom and his family which included the likes of watches, perfumes, clothes and heck even sometimes even a car or a swanky apartment! Being the father of the bride was indeed tough on your pocket! The groom’s family on the other hand would only buy clothes and jewelry for the bride and host a reception.

Modern Indian Couples are Rewriting the Rules

Top Indian Wedding Blog MumbaiThat was before the Indian economy boomed and youngsters started earning big salaries as soon as they graduated. This meant that young people have become more independent and do not want to get into an arranged marriage set-up. Since they have chosen their partners themselves and have also become more liberated in their thinking, they are going ahead and taking care of all the aspects of a wedding including the expenses and are only expecting their parents to chip in with whatever they can apart from giving their blessings. Of course, some parents are indeed willing to pay all the expenses (Ask Shrishti Mittal and Gulraj Behl about their contributions to the Rs. 500 Crore Bill!) because a child’s wedding is a source of great joy and is something they look forward to since the moment their child is born. But with rising inflation and increasing wealth of younger Indians, it does make sense for both sides of the family to divide the expenses based on their affluence and spending power. In cases where the parents are not so well off and the couple are earning well, it does not make sense to burden the parents. In this case the couple may decide that they themselves will share all wedding expenses either by diving into their savings or by taking a loan and pay the EMI’s later. In other cases, both families may simply draw up a total bill amount and split it 50:50 or any other ratio that is deemed suitable.

To cut costs, it has even become acceptable for the bride’s family to limit the number of guests that the groom’s family is entitled to invite. This act is itself a dramatic change from the times when it was simply unthinkable to place such demands on the groom’s family. Times have changed and how!

So Who Pays For What

To effectively dispel misunderstandings galore in the future, it is best that the couple set up a meeting with both sets of parents and thrash out all the aspects of the budget even though these are sensitive topics and can create lots of ego issues and behavioural shifts among the elders. You must also make it clear that every rupee will be accounted for and that everyone will be informed about what their monies were spent on. As mentioned earlier, most people are sensitive about their wealth because at the end of the day, wealth is intimately tied with status in Indian society and being insensitive about such matters may create a lot of negativity and lead to endless gossip and arguments. Defer from making statements such as: “We know that this is how much you can give.” and the likes.

Other Financial Sources

Other members of your family and close friends can also contribute to your wedding expenses. Your grandparents, uncles, aunts and cousins can also be good resources for financial contributions if not in cash but in kind. They could offer to pay for the banquet hall, booze at the sangeet, floral decorations etc. The rich friend’s mother who owns the sea facing bungalow could host the mehendi at the bungalow while the uncle who is foodie could choose to host the meals for out-of-station guests. Family members and friend chipping in will feel more involved and will be a great asset during the stressful times ahead. Borrowing money from the bank or from money lenders should be the last resort and only if you feel that the budget in hand will not meet the mental imagery of your grand wedding. As far as possible, do not take personal loans to pay for your wedding. If money is short, cut down on the ostentation. You will remember our advice in the future when 5 years later you are still paying loans apart from the additional expenses of starting a family such as a home, car, children’s education etc.

Budgeting Mantras

1. Once you have set an upper limit for the wedding budget, under no circumstances must you go over it.

2. Set a contingency fund aside fro your budget for surprise spendings and miscellaneous expenditure. This may come in handy when you realise that your guest list has increased or when you just have to get that gorgeous wedding trousseau.

3. Mark out items where you must spend more than average because of your nose for quality (think bridal outfits, styling etc.), items where you must pay market rates in order to receive the quality that you and your guests deserve (catering, DJ etc.) and items where you can compromise on the costs to save money (think banquet halls, wedding photographer’s fee etc.).

Of course the pointers above are just an indication. You may decide that the wedding photographer’s fee must be in the ‘must spend’ category of point one because you just love the beauty of the pictures that a professional wedding photographer may take. Food and drinks may be the top most priority for one couple while it may land on the bottom heap of priorities for another. A fabulous destination honeymoon may be on the top for one couple while another may decide to even ditch the honeymoon to make room for a 5 star ballroom reception! People are wired differently! Celebrate your uniqueness and earmark your budgets accordingly.

Check out our Wedding Expenses Planning Sheet below. Save print outs and then use them to calculate your expenses. Happy Planning!

Indian Wedding Budget Templates

Wedding planning template

Marriage Planning Schedule India

Marriage Planners MumbaiWedding Marriage Vendors Mumbai India

Author Bio

Tania Verma is the Head of Operations at Alliance One’s Pune Head Office. A mechanical engineer by education, she has a wide variety of experience in various fields such as manufacturing, consumer products and services and the Retail Sector. A strong operational person Tania gets the job done however tight the deadlines and however tough and arduous the task. She excels under pressure and maintains excellent relationships with our corporate clients as well as high networth individuals all over India who have used the company’s services in the past and continue to do so.  Having married recently she feels strongly about untruthful people taking advantage of others and has taken a deep and abiding interest in our pre matrimonial detectives Mumbai business and leads our able team from the front.

Article edited and co-written by Atin Dasgupta who is the co-founder and marketing head of Alliance One. Read more about Atin here.



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The Various Types of Work that Private Investigators Do

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The Various Types of Work that Private Investigators Do

Private Investigators serve a useful need to society and are successful career professionals with enviable pay and an exciting profession. There are all kinds of investigation cases that a private investigator receives and most of that will be detailed here in this article. But it is important to remember that at times he may be approached for a case that he is not qualified to handle. Rather than making false promises to resolve the case a good private investigator will deny taking it up. A good private investigator knows when to turn down a case and when to direct a client to a fellow investigator. Most private investigators specialize in a particular aspect of investigation which makes them an expert in their domain.

The duties of private investigators may vary from case to case. For instance if an investigator is working on a case related to fraudulent workers compensation claim, he may be required to conduct extensive observation of the subjects. Now, if he figures out that the injuries mentioned in a compensation claim are false then he will have to collate evidences to prove the same.

Private Investigators Perform A Variety of Roles

List of Top Private Detectives Mumbai IndiaPrivate detectives conduct different kinds of investigations such as background checks, pre-employment verification, premarital screening, civil liability, insurance fraud, insurance claims, child custody, celebrity, corporate and executive protection. Infidelity in marriages is common these days and private investigators receive several such cases involving confirming the suspicions of a spouse with evidence gathered during surveillance and investigation. Private detectives in Mumbai and other cities in India often earn a substantial part of their income from conducting pre marital background checks because most weddings there are finalized and arranged through matrimonial websites and the couple really do not know anything about each other or their respective families.

A legal investigator needs to have an in-depth knowledge about both civil as well as criminal cases. Thorough knowledge about the legal terms is essential for success in the field of legal investigations. A private investigator desirous of enhancing his reputation and business would do well to join a private investigator association. A lot of knowledge sharing is done during meeting held by such associations and can also help him by increasing his circle of professionals with whom alliances can be formed in the future in cases where there is a resource crunch.

Surveillance is a Private Eye’s Number 1 Skill

Private investigators help lawyers, businesses as well as the general public with their financial, legal and personal problems. They make use of different means to determine different facts. Various kinds of surveillance equipments are used to collect evidences. Phone calls and personal visits are also made. In certain cases, especially the ones involving background checks and missing people, these professionals are required to conduct interviews with the subjects requiring good diction and oratory skills.

Physical surveillance on cases can often continue for long periods of time during which an investigator may have to confine himself in a van or a car to keep a watchful eye on the suspect’s residence or office until he obtains enough evidence. Binoculars, still and video cameras and cell phones are usually used during surveillance. Computer database searches are also done to obtain important information about the suspects. These searches provide information related to a person’s earlier arrests, credit information, vehicle registrations, associates, neighbors and more. However it is essential to have appropriate knowledge about your country’s privacy laws before barging into an individual’s personal space.

Types of Private Investigators And Their Duties

The duties of private investigators may vary based on their area of specialization. For instance those who specialize in cases related to property theft or copyright violation may just scrutinize and file acts of piracy to provide assistance in barring such illicit activities. Those who specialize in asset searches and drafting financial profiles for civil proceedings are usually required to conduct interviews, surveillance and extensive research to prepare their reports.

Legal Investigators

Legal investigators are mostly employed by law firms or lawyers and are experts in handling court cases. Their duties include drafting criminal defenses, preparing legal documents, locating witnesses, conducting interviews, collating and reviewing evidences. They may even be required to take photographs, assemble evidences and reports for court proceedings.

Corporate Investigators

Corporate investigators perform both internal and external investigations for corporations except investigative firms. While internal investigations include investigating the use of drug at workplace, authenticity of expense accounts and employee’s trustworthiness, the external investigations conducted avert criminal schemes occurring outside the corporation like theft of organization’s assets via false billing by the vendors.

Financial Investigators

Financial investigators are mainly involved in drafting confidential financial profiles of organizations and individuals. Certified Public Accountants usually opt for this profession and are required to work in association with investment bankers and accountants. Looking for assets for recovering damages awarded by court in cases related to theft is one of their duties.

Miscellaneous Investigations

Private investigators employed at banks, retail stores, casinos and hotels need to ensure loss control and protection of assets. They basically avert robberies by vendor representatives, shoplifters, courier/ deliverymen as well as employees. These investigators also inspect the stock areas, restrooms and dressing rooms from time to time and may submit loss prevention and security reports to the management. Those employed at hotels are assigned an additional task of guarding the guest’s belongings against theft and prohibiting the entry of unsolicited individuals. Armed detectives must possess a permit and fulfill necessary licensing requirement for using a gun. Also they are not equipped with any additional powers to arrest a person unless otherwise stated.

Other Types of Private Investigations

Private investigators are involved in various kinds of private investigations. Most of them usually fall under the following categories:

  • Asset location: This type of investigation includes judgments, compilation, subrogation and liens.
  • Background investigations: This includes employment checks, pre-marital checks and pre-trial investigations.
  • Criminal defense: This includes investigations of cases related to theft, rape, murder, drugs, fraud, vice, vehicular homicide and criminal financial investigations.
  • Domestic cases: This covers child custody and divorce cases.
  • Environmental cases: Cases related to hazardous chemicals.
  • Insurance claims/ fraud worker’s compensation: Death and disability claims.
  • Missing persons: This covers debt collections, locating criminals, investgating foul play, and searching for missing family members and friends.
  • Personal injury: Accidental cases
  • Process serving

Hope this article has enlightened you about the important role that a private detective plays in modern society and the career options for those who might consider joining the ranks of this artful and skillful set of professionals.

Author Bio

Amit Sen is the founding partner of Alliance One – who are among the best detective agencies in Mumbai specializing in providing thorough Infidelity Investigation Services among other private and corporate investigation services. Amit is also a trained pilot and an aviator and likes to remain grounded on the days when he is not flying high.

Article edited and co-written by Atin Dasgupta who is the co-founder and marketing head of Alliance One. Read more about Atin here.



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5 Strong Signs That Tell You That Your Spouse is Cheating on You

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5 Strong Signs That Tell You That Your Spouse is Cheating on You

1. Work Functions & Parties are Strictly Off Limits for You

A Work function like an annual company get-together or a Diwali and Christmas Party is traditionally an event where the spouse is usually also invited. If your spouse has been insisting for the longest time that you cannot come to office functions then you must consider the possibility that he / she may be having an affair with a colleague or it may also be the case that your spouse’s colleagues know about an affair that your spouse is conducting and your spouse is thus trying to avoid situations where things may come out in the open. Your spouse knows that when people get drunk, tongues become loose and such situations can ignite a fire that your spouse does not want to create.

2. Cell Phone Switched Off for the Longest Time

If your spouse’s phone is switched off for a long duration of time and then makes the excuse that the phone’s battery had died out or that he / she was in a place where mobile network jammers were in place or something to that effect then there is cause for suspicion. Make no mistake, a situation such as this can happen once in a while. But if this sort of thing keeps happening regularly then it is indeed a ruse and a cover up and the real truth could indeed be saucier!

3. Wants to Maintain Secrecy About Phone, Email & Social Media Accounts

Does your spouse keep harping all the time about how important privacy and space is for couples? Well he / she is not wrong in demanding privacy and most couples in healthy relationships will not want the other to snoop around their accounts or phones with or without their permission. Wanting to keep things under wraps is a natural human tendency and does not necessarily imply that the other person has something to hide. However warning signs are if your spouse keeps receiving messages on his phone at odd hours and runs away from your presence to read or respond to them.  Or you have observed that sometimes he / she will just shift or close the internet browser when you are around. Or you may have seen someone constantly commenting on your spouse’s facebook page and when questioned your spouse does not shed too much light on that person’s identity.

4. Wants to Suddenly Be More Careful About Washing & Laundry

Anyone will tell you that having Sex or even plain making out is quite messy and can leave various tell tale signs on one’s clothes and on one’s body. There is usually an exchange of skin tissues, hair, saliva, bodily fluids, nicotine, soaps and perfume. Most people intimately know how their partners smell and a wrong smell or an alien lingering perfume can be an instant giveaway. A cheating spouse knows this and therefore wants to be extra careful about laundry, washing and dry cleaning and will also make an immediate dash for the bathroom upon reaching home – signs that you should not dismiss as a new quirk but rather something that needs more investigation.

5. Lack Of Intimacy

Lack of Intimacy can be a big red flag when it comes to decoding your spouse’s infidelity. But that does not mean that dry patches do not occur in healthy relationships. A lot of times, poor sex drive can also be attributed to business or professional tensions or physical symptoms and issues that may causing the problem. For most people and probably also you, a new relationship can also mean a surge in libido. So if your spouse is having a lot of sex, understandably he / she does not have any steam left for you! Also remember that if your spouse is having extra marital sex, chances are that he / she has also started developing feelings of love and devotion to the new partner – emotions which were earlier reserved exclusively for you. Also do remember that it is difficult for human beings to be close to two people at the same time. So the earlier warmth, giggles, cuddles, hugs and squeezes have disappeared and has been replaced by a cold and aloof personality.

Author Bio

Amit Sen is the founding partner of Alliance One – who are among the best detective agencies in Mumbai specializing in providing thorough Infidelity Investigation Services among other private and corporate investigation services. Amit is also a trained pilot and an aviator and likes to remain grounded on the days when he is not flying high.

Article edited and co-written by Atin Dasgupta who is the co-founder and marketing head of Alliance One. Read more about Atin here.



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Some Guidelines for Starting Research on Planning Your Wedding

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Some Guidelines for Starting Research on Planning Your Wedding

Researching for the Marriage Event

Wedding Research Guide

Matrimonial Research Blog Mumbai India

 
One of the questions that often haunts brides-to-be is where-to-do-the-research and where-to-start. To make things easy, we have put together a marriage research guide to point you in the right direction and help you get started with planning for your wedding.

  1. Remember that you are not the first woman in the world who is going to get married! That would be a very heavy burden to carry on your delicate shoulders 🙂 Thankfully billions of women have been married since the dawn of civilization and the past is a treasure trove of knowledge and information when it comes to research from those who have been there done that. Talking about those who have been there done that, how about starting with your own family first. Your mom was a bride once and so was your cool socialite aunt. Set up a special meeting with her and take down notes and all the advice that she can give you. Besides these family elders have also been to dozens of weddings over their lifetimes and their pointers and red flags can really come handy when it comes to your own impending marriage.
  2. Times have changed and how and what your aunt went through 25 years ago may not apply to today’s world. So connect with recently married women – sisters, friends, acquaintances etc.
  3. There are lots of great publications and magazines out there on the stands. Subscribe to one of them immediately and atleast 6 months before the big date. Some of the more prominent ones are Wedding Affairs, Celebrating Vivaha, Asian Bride and Me and My Wedding (a Pakistani magazine). Then there are the usual fashion magazines like Vogue and L’Officiel which also feature wedding and bridalwear trends. These magazines are a goldmine of information, wedding planning tips, latest bridal fashion trends etc.
  4. Wedding and Marriage Blogs have emerged as one of the best things in the wedding planning business. These blogs usually run by one or two people or a small team at the most are hugely popular with young women and have a personalized and intimate touch and feel to them. Unlike magazines which arrive only once a month, these blogs are updated daily and have the advantage of being more in tune with the times especially with women who are always connected online. The Delhi bride is one such blog run by Shinjini Amitabh Chawla. Search online for more and you are sure to stumble upon some very good blogs that can help you with a ton of research. And if in doubt you can always connect with the owner of the blog and chances are that she will be more than eager to help you with any information or help that you desire.
  5. Oh need I mention Hollywood and Bollywood films about weddings which can be a great source of edutainment – entertainment + education! At the top of the Hollywood heap is My best friends Wedding and Father of the Bride. As far as Bollywood goes, I leave it to you to decide which ones fit your style and taste.

Author Bio

Tania Verma is the Head of Operations at Alliance One’s Pune Head Office. A mechanical engineer by education, she has a wide variety of experience in various fields such as manufacturing, consumer products and services and the Retail Sector. A strong operational person Tania gets the job done however tight the deadlines and however tough and arduous the task. She excels under pressure and maintains excellent relationships with our corporate clients as well as high networth individuals all over India who have used the company’s services in the past and continue to do so.  Having married recently she feels strongly about untruthful people taking advantage of others and has taken a deep and abiding interest in our matrimonial detectives Mumbai business and leads our able team from the front.

Article edited and co-written by Atin Dasgupta who is the co-founder and marketing head of Alliance One. Read more about Atin here.



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Your Husband is Probably Cheating If He Is Spending More Time at Work

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Your Husband is Probably Cheating If He Is Spending More Time at Work

Your Gut Instinct is Your NO. 1 Friend

Well the answer to the above question is that you will never know if you do not look! A cheating husband or cheating wife will not display a certain set of behaviours or pre determined habits that may prove his infidelity. So unless you catch your spouse with his / her pants / panties down caught in the act with his / her lover, you will never know what is going on. The only tool that you can rely on for real in this game is that of your gut instinct – the intuitive signals that you receive indicating that something is indeed wrong. In surveys conducted on cheating couples, it is routinely discovered that a overwhelming majority of women harbouring suspicions of their husband’s infidelity indeed proved true while over 50 % of men’s suspicions proved to be true. Your gut instinct will rarely be proved incorrect when it comes to sniffing out inconsistencies in your spouse’s behaviour.

Signs to Look Out For

To begin with, your husband or wife may suddenly become either too sweet or too nasty, their voice may change tonality and colour when they speak to you at certain times, certain expressions on their faces that seem unnatural to them, they may seem nervous at times and become irritable and even behave contemptuously towards you. Over time, these mini signals gather up and register a pattern in your mind and this is what will create ripples of alarm in your mind. Let us examine the typical behaviours that a cheating spouse displays when he / she is cheating on you. Though seemingly harmless these behaviours can help build a solid case in your mind regarding your spouse’s infidelity.

Red Flag Behaviours Of a Cheating Spouse

The behaviour of a person when he / she is cheating on a relationship can be easily identified and slotted into classic patterns. Usually such behaviours will always elicit surprise and raise eyebrows. Though of course, these behaviours may be harmless and misconstrued on your part.

Spending More Time at the Office

Private Detectives Mumbai InfidelityOf the number of clients coming to us to monitor the activities of their spouses, we have observed that almost 40% of  them are having an affair with an office colleague and the same number of people conduct illicit liaisons with their colleague lovers while on outstation trips. As a husband or wife concerned about your spouse’s infidelity, the fact that your spouse is spending more time at work or is taking frequent business trips should set off alarm bells in your head.

Of course, we live in a highly competitive world and it is understandable that work pressures and deadlines have created unreasonable demands on a working professional’s life often intruding unfavourably over his / her personal time that could have been spent with the family. So your hardworking husband might in all probability be just pushing himself to prove himself at the workplace for professional advancement. Again as one of Mumbai’s top extra marital detectives, I would urge you to listen to your gut instinct and to watch closely all the tell-tale signs that may reveal a more sordid story than the one that you would like to believe! If the time that he is spending is hugely disproportionate to his professional status at the workplace and the amount of money that he brings home, then of course the fact remains that he is probably distracted by an affair. Or it may be the case that he just has to look for another job in which case a recruitment consultant is what he needs to speak to.

Wanting to Travel Alone On Business Trips

Is your spouse wanting to travel on business trips frequently? One surefire giveaway that your spouse is cheating on you could be the number of outstation trips that he / she wants to undertake. He / she may also want to travel to local events also all alone. Your spouse will be trying to console you by saying that they do not want to leave but it is highly urgent and that if they dont go, then there is the chance of the company losing out on a valuable contract. A compulsive cheater has an arsenal of logical excuses for reasoning their absence from home for long periods  and will often use close friends and close relatives as fronts for their escapades.

For couples where partners are n0t cheating, a business trip in the offing for one partner can often conclude into a small vacation of sort where the working spouse attends the seminar or conference or meeting that he / she is supposed to attend while the other partner gets to see the local attractions along with the kids and after work hours, the entire family gets to spend some quality time. This is of course a normal case scenario. It is not something that happens on every business trip but it is certainly something that the whole family undertakes atleast a couple of times a year – especially so, when it involves traveling to an unusual place or an exotic locale. But if the idea of a family vacation mixed with business never comes up and your partner insists on traveling alone always making excuses about why you and the kids cannot accompany him / her then this is indeed a matter of concern and set you thinking on hiring a private investigator to find out the details.

Remember the facts: Almost 40% of spouses claim to cheat while away on business trips. The reasons are aplenty and almost perfect for a sexcapde: A nice and comfy 5 star hotel room with lavish food, drinks and conveniences handy and with privacy guaranteed, anonymity guaranteed far away from the prying eyes of known folks and acquaintances and lastly a comfortable cover for the world to think that your spouse and his / her lovers are just in town for business!

Author Bio

Amit Sen is the founding partner of Alliance One – who are among the best detective agencies in Mumbai specializing in providing thorough Infidelity Investigation Services among other private and corporate investigation services. Amit is also a trained pilot and an aviator and likes to remain grounded on the days when he is not flying high.

Article edited and co-written by Atin Dasgupta who is the co-founder and marketing head of Alliance One. Read more about Atin here.



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